Hello world!
Posted by pennywisesnob on November 17, 2008
Have you been watching your savings steadily fall through the floor? Has the credit crunch gone from Wall Street to Main Street to your street? Have you, in a moment temporary insanity, quit a well paying job to go to grad school?
If nothing else, you, like many Americans around you, are probably getting concerned about your fiscal future. You are reading about market crashes and hearing about budget crunches. You are probably even tightening the belt either out of real financial need, savvy planning, or downright panic. (Why would you be reading a blog called Penny Wise Snob otherwise?)
The hard thing about going down the disposable income ladder is that even if you don’t come from money you grow accustom to the niceties of life very quickly, and giving them up is a lot harder than adapting to them in the first place. This blog is about keeping some of the luxuries without losing sight of your bottom line. This blog is specifically for those who fancy themselves cultural snobs.
Why add to the pool of budgeting advice already online? Because I have yet to find the kind of advice I want. When I went looking for budgeting advice I found a lot of ways to save money — if you have kids; if you’re fighting with your husband over the checkbook; if you need to feed a family of four on $10 a day the advice is there. But what if you need to feed a family of four on $10 a day and still have some change left over for a latte? Or if museum memberships are part of your nonnegotiables? Well I didn’t find many resourses out there so I decided to creat some. Take what you will, leave the rest, and if there is a topic close to your heart by all means leave a note!
